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Articles Posted in Bankruptcy Caselaw

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Appellate Court makes decision regarding Fair Debt Collection Practices Act (FDCPA) and Mortgage Lenders

Sacramento area debtors who have filed Chapter 7 or Chapter 13 bankruptcy are frequently concerned with the implications of the FDCPA (affecting a creditor’s ability to collect on a debt) while his or her case is pending in the local bankruptcy court. The Seventh U.S. Circuit Court of Appeals, which…

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Sacramento Area Bankruptcy Laws Unsettled With Regard to “Stripping-off” an Unsecured Second Mortgage by Filing Chapter 7

For those of you living in the Sacramento area that have a second mortgage on your real property which is essentially “unsecured” due to the fact that the value of your house has fallen below the amount secured by your first mortgage may be able to stop the bank from…

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